Best Travel Insurance Companies in India 2026 | Travel Rethink Ways

Acko is a digital-first insurance provider known for its affordable travel insurance plans and seamless online experience. Coverage includes medical emergencies, hospitalization, baggage loss, passport issues, flight delays, and trip cancellations. With premiums starting at competitive rates and a 100% paperless claims process, Acko appeals to tech-savvy travelers. The company also offers customizable add-ons, making it flexible for business, student, and leisure trips. A top choice for those who value speed, transparency, and low-cost protection.

Check out Acko Travel Insurance details online.

Offers comprehensive travel insurance plans starting at just ₹269, making it one of the most affordable options for Indian travelers. Coverage includes overseas medical emergencies, hospitalization, trip delays, cancellations, and baggage loss. With a global hospital network and 24/7 assistance, it ensures reliable support abroad. Policies are customizable for families, solo travelers, students, and business trips. Backed by the trusted Aditya Birla Group, it combines affordability and protection, making it ideal for families and health-conscious travelers.

Check out Aditya Birla Health Insurance details online.

Provides comprehensive insurance plans for travel and assistance services with coverage for medical emergencies, hospitalization, baggage loss, trip delays, and cancellations. Known for its 24/7 global emergency support and customer-focused assistance, ASEGO goes beyond insurance by also offering concierge, lifestyle, and wellness services. With affordable premiums and flexible options, it serves families, students, leisure tourists, and frequent flyers. A trusted brand in India, ASEGO ensures travelers enjoy peace of mind and dependable protection worldwide.

Check out ASEGO Travel Insurance details online.

Provides trusted plans with premiums starting at just ₹13/day, ensuring cost-effective protection for travelers. Policies cover medical emergencies, hospitalization, passport loss, trip cancellations, flight delays, and baggage loss. Especially popular among students studying abroad, it offers specialized student plans with flexible durations and add-ons. With a global hospital network, 24/7 assistance, and quick claim settlements, it guarantees peace of mind for travelers. A reliable choice for students, frequent flyers, and families seeking dependable international coverage.

Check out Bajaj Allianz Travel Insurance details online.

Provides comprehensive travel coverage for families, students, and business travelers. Plans include medical emergencies, baggage loss, trip delays, and cancellations, with premiums starting from just ₹190. Recognized for its cashless hospitalization network, 24/7 international assistance, and quick claim settlements, it is easy to buy online and offers excellent value. Care Health is a top choice for those seeking budget-friendly yet dependable protection for both short leisure trips and long overseas stays.

Check out Care Health Travel Insurance details online.

Provides affordable insurance plans for travel designed for both domestic and international travelers. Coverage includes medical emergencies, hospitalization, baggage loss, trip delays, and personal accident benefits. With premiums starting at competitive rates, it caters to those seeking reliable protection at a lower cost. Known for its straightforward policy options and quick claim support, it ensures smooth assistance during travel. Cholamandalam is a good fit for budget-conscious families, leisure travelers, and first-time international tourists looking for dependable coverage.

Check out Cholamandalam Travel Insurance details online.

Active under the Generali brand in India, this insurer offers comprehensive insurance plans for travel covering medical emergencies, hospitalization, baggage loss, trip cancellations, and personal liability. With premiums starting at budget-friendly rates, Generali provides tailored options for families, students, and frequent flyers. Known for its 24/7 global assistance and quick claims process, it ensures smooth support during international trips. With customizable plans, it remains a reliable choice for travelers seeking all-round protection with the backing of a trusted global insurance group.

Check out Future Generali Travel Insurance details online.

A digital-first insurer offering affordable plans with seamless online purchase and fast claims. Coverage includes medical emergencies, baggage loss, passport issues, trip delays, and cancellations. With low premiums, it appeals to tech-savvy travelers. Flexible customizable add-ons make it suitable for different trip types. Best for solo travelers, millennials, and frequent flyers who prefer convenience and speed.

Check out Go Digit Travel Insurance details online.

Provides wide-ranging plans covering medical expenses, hospitalization, baggage loss, delays, and cancellations. With competitive premiums and a large assistance network, it ensures reliable global coverage. Known for quick claims, easy online policies, and special student travel plans, HDFC ERGO is ideal for families, frequent flyers, and professionals seeking dependable international coverage.

Check out HDFC ERGO Travel Insurance details online.

One of India’s largest insurers, ICICI Lombard offers flexible plans covering medical emergencies, baggage loss, passport issues, flight delays, and cancellations. With affordable premiums, it caters to solo tourists, families, and students. Offers cashless hospitalization, worldwide assistance, and quick settlements. Backed by a strong brand, it ensures reliability and affordability, making it a preferred choice for business travelers and frequent flyers.

Check out ICICI Lombard Travel Insurance details online.

Provides comprehensive plans covering medical emergencies, hospitalization, baggage loss, trip delays, and cancellations. With affordable premiums and a global assistance network, it ensures travelers are supported throughout their journey. Known for its dependable service and fast claims, it’s ideal for families, frequent flyers, and business travelers.

Check out IFFCO Tokio Travel Insurance details online.

Specializes in health-driven travel plans with coverage for medical emergencies, hospitalization, evacuation, baggage loss, and delays. With competitive premiums and a strong international hospital network, it provides solid protection. Known for its customizable plans and 24/7 emergency support, it’s best for families, students, and health-focused travelers.

Check out Manipal Cigna Travel Insurance details online.

One of India’s oldest insurers offering affordable insurance plans for travel with coverage for medical expenses, baggage loss, delays, and cancellations. As a government-backed company, it provides credibility and trust. With competitive premiums and straightforward claims, it suits families, students, and senior citizens.

Check out National Insurance Travel Insurance details online.

Delivers health-oriented insurance plans for travel with cashless hospitalization abroad, covering medical emergencies, baggage loss, and trip delays. With budget-friendly premiums and 24/7 assistance, it ensures peace of mind. A good choice for health-conscious families and individuals.

Check out Niva Bupa Travel Insurance details online.

Provides low-cost plans covering medical emergencies, hospitalization, baggage loss, flight delays, and cancellations. With quick settlements and 24/7 assistance, Reliance ensures smooth support. A reliable option for budget travelers, families, and leisure trips.

Check out Reliance Travel Insurance details online.

Offers well-rounded insurance plans for travel that cover medical expenses, trip delays, cancellations, and baggage loss. With premiums starting competitively, it balances affordability with wide coverage. Known for its dependable customer service and easy claims process, Royal Sundaram provides peace of mind for global travelers. Best suited for families, frequent flyers, and leisure tourists who want comprehensive yet budget-friendly coverage without compromising on reliability.

Check out Royal Sundaram Travel Insurance details online.

Backed by the State Bank of India, SBI offers reliable insurance plans for travel designed for students, senior citizens, and frequent travelers. Coverage includes medical expenses, hospitalization, baggage loss, trip delays, and cancellations. With affordable premiums and the trust of a leading public-sector brand, SBI ensures solid financial protection during international journeys. Known for its global assistance network and 24/7 support, it is an excellent option for those seeking dependable, government-backed travel coverage.

Check out SBI Travel Insurance details online.

Provides affordable insurance plans for travel covering medical emergencies, hospitalization, baggage loss, and trip delays. With low-cost premiums and straightforward coverage, Shriram is best suited for travelers seeking essential benefits without high expenses. The company ensures reliable customer support and a simple claim process, making it convenient for policyholders. Ideal for budget travelers, families, and business trips, Shriram offers dependable coverage for those who need basic yet effective protection during international journeys.

Check out Shriram Travel Insurance details online.

Specializes in health-driven insurance plans for travel with coverage for medical emergencies, hospitalization, evacuation, baggage loss, and trip delays. With affordable premiums and a strong cashless hospitalization network abroad, it ensures protection in medical situations. Known for its dedicated focus on health insurance and 24/7 global assistance, Star Health is a great option for families, senior citizens, and health-conscious travelers looking for medical-first protection while traveling internationally.

Check out Star Health Travel Insurance details online.

One of India’s most recognized insurers, Tata AIG offers comprehensive insurance plans for travel covering medical emergencies, baggage loss, trip delays, cancellations, and passport issues. With premiums starting competitively, it provides specialized plans for students, families, and frequent travelers. Backed by a large global assistance network and 24/7 customer support, Tata AIG ensures smooth travel experiences. Known for its quick claims process and reliable brand reputation, it is ideal for frequent flyers and global tourists.

Check out Tata AIG Travel Insurance details online.

As one of India’s largest public-sector insurers, The New India Assurance offers affordable and reliable insurance plans for travel. Coverage includes medical emergencies, hospitalization, baggage loss, trip delays, and cancellations. With competitive premiums and the backing of a government-owned company, it provides credibility and security for travelers. Known for its wide acceptance abroad and dependable assistance services, it’s a preferred choice for families, senior citizens, and business travelers who value trust and reliability.

Check out The New India Assurance details online.

Offers budget-friendly insurance plans for travel covering medical expenses, hospitalization, baggage loss, and trip disruptions. Backed by a government-owned company, it delivers reliability and trust. With low-cost premiums and straightforward coverage, Oriental Insurance is especially suitable for budget travelers and first-time international tourists. The company is recognized for its simple policies and customer support, making it a practical option for those who want basic yet dependable protection during overseas journeys.

Check out The Oriental Insurance details online.

Provides comprehensive insurance plans for travel coverage including medical emergencies, baggage loss, passport issues, trip cancellations, and delays. With affordable premiums and the credibility of a public-sector insurer, United India ensures peace of mind abroad. Known for its extensive hospital network and global assistance services, it delivers dependable support during emergencies. A great choice for families, business travelers, and frequent flyers seeking reliable coverage with government-backed trust.

Check out United India Insurance details online.

Offers well-rounded insurance plans for travel policies with coverage for medical emergencies, baggage loss, trip delays, and cancellations. Known for its multi-trip coverage options and affordable premiums, Universal Sompo provides flexibility for frequent flyers and corporate travelers. With 24/7 customer support and a simple claims process, it ensures convenience and protection. Best suited for business professionals, frequent international tourists, and families who want flexible and reliable travel coverage.

Check out Universal Sompo Travel Insurance details online.

An emerging provider in the Indian market, Zurich Kotak offers modern travel insurance plans with customer-friendly features. Coverage includes medical emergencies, baggage loss, trip delays, and cancellations, with affordable premiums designed for today’s travelers. As a new entrant backed by two strong financial brands, it brings innovation and trust to the sector. Best suited for young travelers, corporate professionals, and frequent flyers seeking fresh, reliable, and innovative coverage options.

Choosing the right travel insurance plan is essential for stress-free journeys. Whether you’re a student studying abroad, a family exploring overseas, or a frequent flyer on business trips, India’s leading travel insurance companies offer plans to suit every traveler’s needs and budget.

Always compare policy coverage, exclusions, and premiums carefully before buying — the right insurance can turn unexpected setbacks into smooth recoveries.

Check out Zurich Kotak Travel Insurance details online.

Disclaimer

This article is intended for informational purposes only. The details shared about the travel insurance providers are based on publicly available information at the time of writing. We do not endorse, recommend, or guarantee any specific company or policy.

Insurance terms, premiums, coverage, and eligibility may vary based on provider, destination, and traveler profile. Readers are advised to verify all details directly with the insurer and use personal discretion before making a purchase decision.

We are not liable for any discrepancies, policy changes, or claims-related issues arising from the use of the information shared.

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